Letter Writing : Types and Format | Write a letter to your branch manager for insufficient funds in ATM | Letter writing on "Letter to your branch manager for insufficient funds in ATM" for Bank PO Exams | IBPS/SBI PO

There are mainly two types of letters asked in exams :

1. FORMAL LETTER - 

(i) Written in official and non-personal capacity

(ii) Written to authorities, dignitaries, bureaucratic bodies, news editors, bank managers, etc.

2. INFORMAL LETTER - 

(i) Personal Letter

(ii) Written to personal contacts, family, friends, relatives, siblings, etc.

Format of Formal Letter :

Sender's Address :

Date :

Receiver's Title/Name & Address :

Subject :

Salutation :  (Dear Sir / Madam ; Respected Sir / Madam),

Body of the letter :  (i) Introduction

                                 (ii) Describe the issue

                                (iii) Request to do the needful

Ending Salutation & Sender' name 

(Add contact information) :  

                                               Thank you,

                                               Yours Sincerely,

                                                XYZ

                                                Contact no : 0123456789

                                                Email : 

Notes :

- Use a comma after every line of address.

- Salutation should be “Dear Ma’am/ Sir”.

- Subject can be placed AFTER or BEFORE salutation.

- Addresses of both sender and receiver must be mentioned in a formal letter.

- The introduction must mention the issue.

- The body should describe the issue.

- The conclusion must quote the steps that can be taken/ expectations/ timelines, etc.

- The statements must be very direct and written in a formal command and sentence structure. Use active voice preferably. 

Format of Informal Letter :

Sender's Address :

Date :

Salutation : Dear XYZ,

Body of the letter :

Ending Salutation 

& Sender' name :  

                                Yours lovingly,

                                    

                                 XYZ

Notes :

- Address of only the sender should be mentioned in an informal letter.

- Use comma after every line of address.

- Salutation should be “Dear name of the friend/ family”.

- The introduction should have greetings and mention the reason for writing the letter.

- The body should give descriptions of the same.

- The conclusions must end with well wishes, etc.

- Be polite and do not form long sentences and be extra careful of the word limit.          

Let us take an example : 

Write a letter to your branch manager for insufficient funds in ATM

 

From,

XYZ

(Your address)

24th May , 2023

To,

Branch Manager

(Bank Address)

Subject : Complaint letter for insufficient funds in ATM

Respected Sir/Madam,

I am writing to express my dissatisfaction with the insufficient funds in the ATM at your branch. I have been a loyal customer of your bank for over five years, and I rely on the ATM for my daily cash needs. However, on several occasions in the past month, I have encountered the problem of insufficient funds in the ATM when I tried to withdraw money.

This has caused me a lot of inconvenience and frustration, as I had to either look for another ATM nearby or postpone my transactions until the next day. This is unacceptable for a bank that claims to provide excellent customer service and convenience. I am sure that I am not the only customer who has faced this issue, and it reflects poorly on your branch's reputation and performance.

I request you to take immediate action to ensure that the ATM at your branch is always adequately stocked with cash and that it does not run out of funds frequently. I also request you to apologize for the inconvenience caused to me and other customers due to this problem. I hope that you will address this issue seriously and prevent it from happening again in the future.

Thank you,

Yours Sincerely,

XYZ

Contact no : 0123456789

Email : xyz@gmail.com

                           

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The New National Education Policy in India brings significant changes to the educational system, with a shift from rote memorization to practical learning and a focus on student-centred instruction. Students will be better equipped to face real-world challenges as they apply their knowledge in practical settings. The policy provides benefits such as increased opportunities for extracurricular activities, tailored learning options, experiential learning, and access to technology. Parents should be aware of the impact on their children and ensure reliable internet access while providing emotional support during the transition period. With preparation and support, parents can help their children achieve academic success in the changing educational landscape.

In conclusion, the New National Education Policy marks a crucial change for the Indian education system. With its emphasis on practical learning and student-centred instruction, it has the potential to improve both individual and national growth.

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